Just when you think your safe... Well I popped on a bit ago only to promise I would be on more often. Well as the designated litter box for the universe, the chaos can't seem to quit nipping at my toes and falling on my back.
In the beginning, it was just little annoying stuff that ate time and $...
-Dakotah (daughter) & her coo-coo significant other causing extreme drama (can you say police involvement)
-Too many cats (Dakotah bringing home new ones we really were not prepared for)
-Civic saying it was tired of bing the daily driver (little crappy things breaking, like A/C and radiator leak and a headlight that keeps on blowing and getting us pulled over by the cops)
-Patty's new DelSol to give the Civic a rest and some needed freshening up time (but the Del won't pass emissions, so no tag...)
-Mustang week (getting the car ready and gettting it to pass emissions to get tag due to bad battery)
-Mustang at Summit (getting the car there & getting pics to memorialize it)
-The yard that seems to never be done (bad landscaper)
-Sick cats (see above too many cats...LOL!)
-Dakotah gets her first speeding ticket in a school zone
-and I'm sure I'm forgetting something...
Well we kept rolling with the punches, but it meant Fiero just sits and waits... its $ just keeps going everywhere else...
Well then the universe & I really got on each others poo-poo list!
-Dakotah falls and has to get surgery on her hand to fix her tendon in her pinky...
And drum roll please.... time for the rude awakening!
-Our house gets broke into! They came in through a door with a inner window into the bedroom. No one was home. They grabbed the 4 foot tall, over 100lb jewelry chest & ran out the front door, passing 2 laptops...
And before you ask, yes we have two 70lb dogs that make more noise then shoes in a dryer at any little thing outside!
And yes we have a monitored alarm system!
Yes the neighbors saw them trolling (3 black young men in a 90s malibu) no one called the cops. One neighbor saw them loading the jewelry box and fleeing. The power company saw the idiots pull over at an abandoned house in the neighborhood and take the box out of the trunk it did not fit into and try for the door of the car. When this failed they threw the box down in the ditch and grabbed what they could and left it. And they are still at large and breaking into houses. And if they are who we keep hearing about, they shot a homeowner in the arm...
So just when you think you got your bases covered that happens...
Now the kicker... you know how the insurance company always warns you to be sure your coverages are adequate. Well they don't do that for the homeowners. We just bought the house not long ago and did not even know about a jewelry limit on our new policy. Of course the insurance company did not say... So the end all be all is this... $1000.00 deductible and a $1000 limit on jewelry. Well thinks to the hike on gold prices, I thought I only lost a little, turns out I lost around $18,000 in jewelry... OMG! So the insurance is paying for a door and broken fence wow! Well the insurance guy says he feels bad so maybe he can get the deductible waved... but ONLY if I can produce reciepts for jewelry that is over 20yrs old! REALLY!!!! Darn class ring company can't even come up with my order. They say they have it if it was since 83. Well they can't find me in 92... wtf! the ring alone is worth $1000.00 now...
So check your policy ASAP! Don;'t get stuck like me. Appraise everything, just to have records. Video or take pics of it all!
So now the insurance company is giving us our repairs less $900.00 till we prove the work is complete... then IF we can prove all our jewelry was ours somehow, they might consider waving the deductible...
This happened over 2 weeks ago
So far we are out $250 on new locks (master set missing... was in jewelry box) and we still have to rekey the rest...
we have now put blinds up everywhere in the back (live on a lake so many windows on lake side)... ($600.00)
Plywood on the door for the moment... ($60.00)
And the insurance is still quibbling about getting us money to at least sart the repairs. Wow get robbed and get treated like you are the criminal!
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